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BPI online banking, also called BPIExpressonline is offered by BPI, short for the Bank of Philippine Islands, has a rich heritage and tradition of banking which is reflected in the amount of awards it has received by various financial summits and conferences, and the rewards it has received in the form of good reviews from its critics as well as media. All in all, the main purpose and statement of BPI is to serve its customers and the amount of trust the customers have in this bank is a direct response to their dedication and commitment.

In this age of rising expensive consumerism, it becomes a really tedious task to keep up to the standards. Moreover, the rising customer base and the rising competition from other financial institutions creates a pressure. However, BPI has stood its test of time since years and endured everything ranking it among the best banks of Philippines.

Every individual have their own dreams and BPI strives hard to make every individual realize his/her dream by offering them a better quality of life. BPI has recently introduced the online banking facility as one such initiative to offer comfort and convenience to its customers and avoid the hassle of banking by visiting the actual bank branch. Also, time can be saved since online banking can be done while travelling to college, office, for meetings etc and the time saved can be used in more important aspects of life.

The main advantage of BPI’s online banking facility is that you can access your account from anywhere, be it your home, office, coffee shop or the playground. All you need is a device which connects to the internet, and within minutes your job is done. Also, there is no time constraint as is with bank branches which open and close at fixed times. Online banking can be accessed 24 hours a day, seven days a week.

If your hectic schedule leaves you with no time to pay your bills, you can always use the BPI online banking facility. Your recurring bills will also be paid automatically if you set up some direct debit arrangement. For example, if you need to pay the electric bill at the 5th of every month. All you need to do is create such an automatic debit arrangement from the in-built facility offered and you will be able to roam around hassle free.

If you want to transfer funds from one account to another, you can always use the online banking for such a task. Also, check your account information and transaction history whenever you want to, and from which ever time period you desire to.

  • Online Banking
  • Phone Banking
  • Mobile Banking
  • Branch Banking
  • ATM Banking
  • Bills Payment
  • Foreign Exchange

Online banking can simply be defined as the process of entering into transactions by a particular client and the bank using modern technology. With the various capabilities of the computer and other technological developments, online banking is one of the many businesses that benefited from it. Since banking plays a very important role in the economy of a nation, then there is truly a need to maximize and improve its features to be client friendly and easy to access. There are of course the advantages and disadvantages of online banking.

    • Very convenient.  Online banking is a totally easy thing to do.  In the comfort of your home or offices, you can do whatever monetary transactions you wish to do with your bank.
    • Unlimited service day and night.The services and various features of your bank are always available seven days a week and 24 hours daily.The most interesting thing here is that, everything can happen at just one click of your mouse.
    • No time constraint. Online banking is also stress free because it never closes unlike the traditional banking that has cut-off time.
    • Easy to access via PC. Using your personal computer, you can easily do various transactions with your bank in view of your business or any other personal or financial matters.
    • Easy way of payment. Bill payments can also be handled properly and smartly.  Instead of waiting for certain due dates, you can easily pay all your transactions using your computer and in coordination with your bank.
    • Smart.  Online banking is also ubiquitous or simply put smart.  This enables you to do troubleshooting regarding any problem that may arise from your business.
    • Higher interest rate. Another great advantage of online banking is the interest rates which basically range between 5% to 3.40% annually.   Unlike the traditional banking, online banking can earn you a better interest or return of investment both in your savings and checking account.
    • Easy transaction.Another advantage is the speed of every transaction.  Online transactions, compared to ATM or traditional banking, works faster.  Thus business matters could benefit so much from this speed feature.
    • Banking online is both efficient and effective.  With just one secure site, all your financial transactions can be managed orderly.

    • First is the slow processing from the moment you entered a financial transaction with your bank via the computer.  Usually the bank will require you to submit certain documents like an identification card, signature and the like.  Not only will the bank online require you to submit documents but also to provide special power of attorney in cases where you want to do transactions together with your spouse.  A concrete example is when you want to manage all your wealth and resources together as a couple and you wish to view it online.  Certain technical procedures regarding online banking may be taxing too and complicated.
    • Another disadvantage is the so-called learning curve.  This means, banking online especially in locating the sites may be complicated and hard to find.
    • Another disadvantage is bank site changes.  If this occurs, the bank will require you to re-enter all your information again and other related data.
    • Finally is the trust aspect.  Online banking should be entered very carefully if you wish to enjoy your financial life.

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I hate falling in lines. Who doesn't, right? If there's anything that can be done online as an alternative, I would go for it, like paying bills, checking examination results and yes even buying movie tickets and purchasing online like amazon and ebay! what a convenience! to give you an idea...

One major factor that pushes me to go for a product/service is if it can be paid online.

Skycable doesn't have an online service, so i dropped it
Chartis Philippines (life ensurance) after the fact that they can just charge my credit card for payment
Never have to wait for a delayed PLDT and GLOBE bill statement because they can send it to my email and I can pay them on time online

Before the world-wide-web is not well introduced in the community, people have to wait for forever and make difficult decisions because of the delay in the results.

Withdraw enrollment from another university when mom found out after months of waiting that i passed the entrance exam to a preferred highschool.
Enrolled in a second bet course to secure slot in a good university while waiting for a scholarship result in another.

Now, you just sit for a couple of days and viola! my neighbor's teachers board exam results, my friend's medical board exam results, my cousin's nursing board exam results and our neighbor's police board exam results

Did you know that even the simplest laboratory results is now available online?

It's easy. Just follow the steps below and you should be good to go

  1. 1.Log-in to (register if you don't have accounts yet)
  2. 2.Click on home and do a movie search by selecting the cinema and movie from the drop down menu, hit go
  3. 3.Choose a screening time from the schedule
  4. 4.Select number of tickets you need
  5. 5.Review the details and choose payment method
  6. 6.Review the details and choose payment method
  7. 7.Make sure to tick yes on the question, 'would you like to receive your bcode on your mobile phone?
  8. 8.Make a payment
  9. 9.You're ready to go upon receipt of the bcode
  10. 10.Print your ticket at the cinema using the bcode scanner

Hope you find these helpful. Stay stunned for some reviews.

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